More Than a Bank: What Community Banking Really Means for You

August 19, 2025

See how community-focused banking puts your needs and your town first.


When most people think about banking, they think about transactions - deposits, loans, interest rates. At Kentland Bank, we believe there’s more to it than that. Community banking is about relationships, trust, and the impact we can make together. It’s about understanding your goals and walking alongside you to help you reach them.



This post breaks down what makes community banking different, and how those differences work in your favor every day. Whether you're looking for a more personal connection, faster decisions, or meaningful local investment, you'll find it here.

Built on Real Relationships


Community banking starts with connection. We take the time to know you, not just your account number. When you stop by a Kentland Bank location or call us on the phone, you're met with a familiar face and a real conversation. You're not just another customer. You're part of the community, and that means something to us.


“The relationship with our banker at Kentland feels more like a partnership than a service.”
– A Kentland Bank customer

Decisions Made Right Here


We don’t send decisions off to a corporate office in another city. They happen right here, with people who understand your goals and your community. That local decision-making means we can move faster and offer a more personalized approach, whether you're applying for a small business loan or a home mortgage.


Supporting Local Growth


When you bank with Kentland, your money stays close to home. It helps your neighbors buy homes, supports local business owners, and funds projects that keep our towns strong. We believe in showing up, pitching in, and giving back.



We proudly support:

  • Local schools and nonprofits
  • First responders and service organizations
  • Community events and small business growth



Personalized Service for Every Stage of Life


Whether you're saving for your child’s future, buying your first home, growing your farm, or getting ready to retire, we’re here to help. Our team works with you to find the right tools and guidance to fit your goals—wherever you are on your financial journey.


Banking That Fits Your Life


Banking with Kentland means you don’t have to choose between personal service and digital convenience. We offer the tools you need to manage your finances on your schedule.


Here’s what you can expect:

  • Online and mobile banking
  • Mobile check deposit
  • Real-time account alerts
  • Paperless statements



You get convenience without losing the connection.


Guided by Our Values


We’re proud to be a community bank, and we hold ourselves to a high standard. Everything we do is guided by four core values:


Character, Accountability, Relationships, and Excellence.



These aren’t just words; they’re a promise.


Let's Get Started


Community banking is about people helping people. When you bank locally, you’re choosing a partner who’s invested in your goals and your community. We’re here to walk alongside you and help you move forward.


If you’re ready to experience the difference of true community banking, we’d love to welcome you.

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